Licensed in Georgia
Legal Framework & Client Standards

Terms of Engagement & Conditions

These Terms govern your use of our website, services, communications, and secure online portals operated by Christian Crayton & Associates.

Official Compliance Links & Registries

Binding AgreementEffective Date: June 16, 2026

Terms and Conditions of Engagement

Welcome to Christian Crayton & Associates. These Terms of Engagement and Conditions outline the rules, regulations, and legal boundaries for the use of our website, client portals, communication channels, and commercial dispute resolution services. By accessing this website or engaging our services, you accept these terms and conditions in full. Do not continue to use Christian Crayton & Associates’ website or services if you do not accept all of the terms and conditions stated on this page.

1The Services We Provide

Christian Crayton & Associates is a professional commercial receivables management, UCC Article 9 lien mediation, and financial intelligence firm licensed in the State of Georgia. We specialize in B2B dispute resolution, pre-litigation investigations, secured collateral workouts, and creditors’ rights legal forwarding across all 50 U.S. states and internationally across 70+ countries.

The information provided on this website is for general informational and administrative purposes and does not constitute formal legal or financial advice. No attorney-client relationship is created solely by accessing this website, submitting an initial inquiry, or reviewing practice area descriptions.

2SMS Terms and Conditions & Agreement to Receive Text Messages

By providing your mobile telephone number and joining our SMS program (whether through our website consultation forms, contact inquiry fields, written workout agreements, or direct communication), you expressly consent and agree to receive recurring text messages (including account notifications, updates, case reminders, payment confirmations, and customer care messages) from Christian Crayton & Associates at the number you provided, under these Terms that strictly adhere to the 2026 Telephone Consumer Protection Act (TCPA), Campaign Registry requirements, and CTIA Best Practices.

  • One-to-One Opt-In Consent: Your participation requires explicit, verifiable one-to-one consent pursuant to FCC guidelines. You consent to receive messages from Christian Crayton & Associates only. Your mobile information will never be shared with, rented, or sold to third parties or affiliates for marketing or promotional purposes.
  • Message Frequency: Message frequency varies depending on active case requirements, but you will receive no more than 3–5 messages per day, unless an urgent legal or account notification event requires direct communication.
  • Opt-Out Process: Reply “STOP” to any text message at any time to immediately end messages; reply “HELP” to receive support instructions; or contact our Atlanta office directly at services@christiancraytonassociates.com or call (470) 805-2538.
  • Message & Data Rates: Standard message and data rates may apply per your mobile carrier plan. Christian Crayton & Associates is not liable for carrier charges, network delays, or undelivered messages resulting from carrier transmission failures.

3Payments and Online Transactions

By accessing or using our Online Payment Service, you certify and affirm that you are legally authorized to make payment related to the subject commercial account. You agree and acknowledge that all payments submitted on this website or through our gateways are voluntary.

Settlement & Partial Payment Notice

In no event shall partial payments made to your account via the online portal constitute “settlement in full” or “payment in full” unless expressly agreed upon in a formal written settlement agreement executed by Christian Crayton & Associates. Unscheduled payments do not obligate Christian Crayton & Associates or your creditor to cease lawful collection or legal enforcement activities already underway.

Christian Crayton & Associates utilizes a specialized, certified third-party payment gateway (SimplicityCollect) for secure online transactions. Transaction processing fees or gateway convenience fees may apply depending upon payment method. We accept no liability for payments failing to reach your account due to inaccurate account numbers or identifying details entered by you, nor if payment is declined or rejected by your banking institution or card issuer.

4Cookies and Tracking Technologies

We use cookies and similar digital technologies to maintain operational session security, enhance navigation, analyze site traffic, and support case intake workflows. Cookies are files with small amounts of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, certain portions of our online case consultation or portal features may not function optimally.

5Intellectual Property Rights

Unless otherwise stated, Christian Crayton & Associates and/or its licensors own the intellectual property rights for all material, brand marks, proprietary methodologies, workflows, and content published on this website. All intellectual property rights are strictly reserved.

You may view or print pages for your own legitimate commercial evaluation, but you must not:

  • Republish, scrape, or redistribute material from this website without written consent.
  • Sell, sub-license, or commercialize any website content or proprietary forms.
  • Reproduce, duplicate, or reverse-engineer our mediation or intake systems.

6User Conduct & Acceptable Use

You agree to use our website and communication channels solely for lawful purposes and in a manner that does not infringe upon, restrict, or inhibit the rights and enjoyment of any other party.

Prohibited conduct includes transmitting defamatory, harassing, or fraudulent communications; attempting unauthorized access to non-public server files or databases; introducing malicious code or automated scrapers; or interfering with the proper operation of our payment and intake gateways.

7Disclaimers and Warranties

Statutory Debt Collection Disclosure

“Christian Crayton and Associates is a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.”

General Disclaimer: This website is provided “as is,” with all faults, and Christian Crayton & Associates makes no express or implied representations or warranties of any kind regarding the completeness, accuracy, or availability of the materials contained on this website. Nothing on this website shall be construed as providing certified legal representation or guaranteed financial recovery outcomes.

8Limitation of Liability

In no event shall Christian Crayton & Associates, nor any of its partners, officers, directors, consultants, mediators, and employees, be held liable to you for anything arising out of or in any way connected with your use of this website or third-party payment gateways, whether such liability is under contract, tort, negligence, or otherwise.

Christian Crayton & Associates shall not be liable for any indirect, consequential, incidental, or special liability arising out of or in any way related to your use of this website, service downtime, or third-party payment portal outages.

9Governing Law & Jurisdiction

These Terms of Engagement will be governed by, construed, and enforced in accordance with the substantive laws of the State of Georgia, without regard to conflict of law principles.

You irrevocably submit to the exclusive jurisdiction of the state and federal courts located in Cobb County and Fulton County, Georgia, for the resolution of any dispute, controversy, or claim arising out of or relating to these Terms or your interactions with Christian Crayton & Associates.

10Contact & Legal Notices

If you have any questions, legal inquiries, or compliance notices regarding these Terms of Engagement, please contact our Atlanta corporate office:

Christian Crayton & Associates

800 Battery Ave, Suite 100
Atlanta, Georgia 30339

Direct: (470) 805-2538 • Toll-Free: (866) 655-9225

services@christiancraytonassociates.com

Licensed in Georgia • Nationwide Creditors’ Rights Network

“Christian Crayton and Associates is a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.”