Licensed in Georgia
Compliance & Data Protection

Privacy Policy & SMS Terms

Christian Crayton & Associates is committed to protecting your privacy, strictly adhering to TCPA (2026) guidelines, CTIA Best Practices, and FCC one-to-one consent rules.

Official Compliance Links & Registries

SMS & Telecommunications

Christian Crayton & Associates Privacy Policy for SMS Messaging

Effective Date: June 16, 2026

Introduction

At Christian Crayton & Associates, protecting your privacy is our priority. This Privacy Policy explains how we collect, use, and safeguard your information when you opt into our SMS program. By enrolling, you agree to these terms, which comply with the 2026 Telephone Consumer Protection Act (TCPA), Campaign Registry requirements, and CTIA Best Practices.

1. Information We Collect

  • Phone Number: The mobile number you provide to receive SMS messages.
  • Message Interaction Data: Delivery and engagement metrics (e.g., delivery status, response keywords).
  • Consent Records: Timestamps and methods of opt-in (web form, keyword, verbal, or paper).

2. How We Use Your Information

  • Send SMS messages (notifications, updates, and reminders) per your opt-in preferences.
  • Demonstrate regulatory compliance (TCPA 2026, Campaign Registry standards).
  • Improve messaging and measure engagement.

3. One-to-One Consent Requirement

Under the January 2024 FCC ruling, opt-in consent applies solely to Christian Crayton & Associates. We do not share your consent with third parties or affiliates unless you expressly agree.

4. Message Frequency & Data Rates

The SMS message frequency will vary but will not be more than 3 – 5 messages per day unless there is a critical notification event. Message and data rates may apply; check your mobile carrier's terms.

5. Opt-Out & HELP Instructions

Text “STOP” to any message to unsubscribe immediately.

Text “HELP” for assistance or contact us directly at services@christiancraytonassociates.com or call (470) 805-2538.

6. Data Sharing & Disclosure

  • We will never sell your data.
  • We may share data with service providers (e.g., telecommunication carriers) under strict confidentiality obligations solely regarding SMS delivery.
  • National Do Not Call Registry (DNC) protections apply to SMS; we honor existing DNC registrations unless you expressly opt in.

7. Security of Your Information

Reasonable administrative, physical, and technical measures are in place to protect your personal data, though no electronic transmission or storage system is infallible.

8. Record-Keeping & Proof of Consent

We retain all opt-in and opt-out records, including timestamps and consent methods, to comply with TCPA 2026 and Campaign Registry guidelines.

9. Changes to This Policy

We may update this Policy as laws evolve. Material changes will be communicated via SMS or on our website at https://www.christiancraytonassociates.com/privacy. Continued use after updates constitutes acceptance.

10. Contact Us

If you have questions about this SMS Privacy Policy or wish to update your communication preferences, contact us at:

Christian Crayton & Associates

services@christiancraytonassociates.com

Direct: (470) 805-2538 • Toll-Free: (866) 655-9225

800 Battery Ave, Suite 100, Atlanta, GA 30339

Key 2026 Compliance Elements

  • One-to-One Consent: Consumers are only giving consent to receive messages from Christian Crayton & Associates, not from multiple parties or third-party lead aggregators.
  • Clear Disclosures: The policy includes clear language about the nature of the messages, frequency, potential charges, and opt-out mechanisms.
  • Do Not Call Protections: The policy reflects FCC guidance that DNC protections apply to SMS, confirming adherence to DNC regulations.
  • Data Sharing & Record-Keeping: Emphasizes the maintenance of verifiable proof of consent and clear operational sharing boundaries.

Agreement

SMS Terms and Conditions

Effective Date: June 16, 2026

Introduction

By joining our SMS program provided by Christian Crayton & Associates, you agree to receive recurring text messages (notifications, updates, and reminders) on the number you provide, under these Terms that adhere to TCPA (2026) and CTIA Best Practices.

1. Opt-In Consent

In accordance with the 2026 TCPA guidelines, your participation in our SMS service requires explicit one-to-one consent. This means that by opting in, you consent to receive messages from Christian Crayton & Associates only. Consent cannot be shared with other companies or third-party entities without your direct approval.

To join our SMS program, you may opt in through:

  • Web Form: Provide consent by checking a clearly labeled checkbox explicitly stating SMS program enrollment during the case consultation or contact process.

2. Message Frequency

You will receive no more than 3–5 messages per day, unless for urgent account/case notifications. Standard carrier rates apply.

3. Opt-Out Process

Reply “STOP” any time to end messages; reply “HELP” to receive support instructions; or contact services@christiancraytonassociates.com or call (470) 805-2538.

4. Terms of Consent

Your consent is voluntary and not a condition of purchase or engagement. You may receive informational messages as described at opt-in.

5. Privacy Policy

Your mobile number and interaction data are governed by our Privacy Policy at https://www.christiancraytonassociates.com/privacy. Data is used solely for legitimate business communication and SMS delivery purposes.

6. Message & Data Rates

Standard rates may apply per your carrier plan. Christian Crayton & Associates is not liable for carrier charges.

7. Record-Keeping & Compliance

We maintain detailed logs of opt-ins and opt-outs (dates, times, methods) to satisfy TCPA 2026 proof-of-consent requirements.

8. Changes to Terms

We reserve the right to update these Terms. Significant changes will be sent via SMS or posted online. Continued participation implies acceptance.

9. Disclaimers & Liability

Message delivery depends on carrier networks; we cannot guarantee uninterrupted service or delivery times.


Accessibility

Accessibility Statement for Christian Crayton & Associates

Christian Crayton & Associates is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards.

Measures to Support Accessibility

Christian Crayton & Associates takes the following measures to ensure accessibility of our website:

  • Include accessibility as part of our mission statement.
  • Integrate accessibility into our web procurement and development practices.
  • Provide continual accessibility training for our staff.
  • Ensure clear text contrast, semantic markup, and responsive scaling.

Conformance Status

The Web Content Accessibility Guidelines (WCAG) defines requirements for designers and developers to improve accessibility for people with disabilities. It defines three levels of conformance: Level A, Level AA, and Level AAA. The Christian Crayton & Associates website is partially conformant with WCAG 2.1 Level AA.

Accessibility Feedback

We welcome your feedback on the accessibility of Christian Crayton & Associates. Please let us know if you encounter accessibility barriers:

We try to respond to accessibility feedback within 5 business days.

“Christian Crayton and Associates is a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.”